Ministry of Housing & Urban Affairs

Key Schemes

PMAY-U (2015)

Target : Urban poor housing
Verticals : BLC, AHP, ISSR, CLSS
Sub-schemes : ARHCs, ANGIKAAR

SBM-U 2.0 (2021)

Focus : Garbage Free India
Ladder : ODF→ODF+→ODF++→Water+

AMRUT 2.0

Target : 100% water supply
Cities : 4,700 ULBs
Recycled : 20% water demand

PM SVANidhi

Loans : ₹10K→20K→50K
Subsidy : 7% interest
Collateral : None

PM e-Bus Sewa

Buses : 10,000 via PPP
Coverage : 3L+ population cities

Smart Cities (2015)

Cities : 100
Implementation : SPV model
Focus : Area-based + pan-city

2024-25 Policy Updates

PMAY-Urban 2.0 (Aug 2024)

Target : 1 Cr families (5 years)
Total Outlay : ₹2.3 lakh Cr
Eligibility : Annual income ≤₹9 lakh; no pucca house
BLC Assistance : ₹2.5L (income ≤₹3L)
Interest Subsidy : 4% on loans up to ₹25L; max ₹1.8L
AHP Grant : ₹2.5L + ₹1,000/sqm (innovative tech)
Credit Guarantee Corpus : ₹1,000 Cr → ₹3,000 Cr

PMAY-Gramin Continuation (Aug 2024)

Period : 2024-25 to 2028-29
Target : 2 Cr additional pucca houses
Assistance : ₹1.20L (plain); ₹1.30L (NE/hilly)
Total Outlay : ₹3,06,137 Cr
Centre Share : ₹2,05,856 Cr
Beneficiaries : Awas+ list + SECC 2011 leftouts

PMGSY-IV (Sept 2024)

Period : 2024-25 to 2028-29
Target : 62,500 km roads; 25,000 habitations
Population Threshold : 500 (plain), 250 (NE/hilly), 100 (LWE)
Total Outlay : ₹70,125 Cr (Centre:State = 70:30)

India Year Book 2024 - Urban Development

MoHUA Overview

Formed : 2017
Role : Urban housing and development policies
Coordination : States and urban local bodies
Focus : Catalytic role in urban development
Schemes : AMRUT, SBM-U, Smart Cities, PMAY-U

Urbanization Challenges

Growth : Rapid urbanization in India
Issues : Improving urban services; reducing poverty
Slums : Curbing expansion
Infrastructure : Sustainable development needs

PMAY-Urban Objectives

Target : Pucca houses with basic amenities
Beneficiaries : EWS and LIG
Verticals : BLC, AHP, ISSR, CLSS
Focus : Economically weaker sections

Smart Cities Mission

Focus : Comprehensive urban development
Areas : Infrastructure, governance, sustainability
Implementation : SPVs in all 100 cities
Projects : Numerous completed across cities

Swachh Bharat Mission - Urban (SBM-U)

Target : Open defecation free India
Progression : ODF → ODF+ → ODF++ → Water+
Garbage : Garbage Free India goal
Phase 2.0 : Launched 2021

AMRUT (Atal Mission)

Full Form : Atal Mission for Rejuvenation and Urban Transformation
Focus : Urban infrastructure; water supply
Coverage : 4,700+ ULBs
AMRUT 2.0 : 100% water supply target

PM SVANidhi

Purpose : Street vendor support
Loans : Progressive - ₹10K, ₹20K, ₹50K
Interest : 7% subsidy
Collateral : None required