Stand-Up India: Lending to the Edge

Stand-Up India facilitates bank loans to SC, ST, and Women entrepreneurs for setting up "Greenfield" enterprises.

1. Loan Mandate

Loan Mandate

Cue Words	Notes
Analyze key facts and concepts related to Loan Mandate.	Loan Amount: between Rs 10 Lakh and Rs 1 Crore. Requirement: at least "One SC or ST" borrower and "One Woman" borrower per bank branch. Eligibility: Applicant must be above 18 years, and the enterprise must be a "Greenfield" project — i.e., the borrower's first venture in manufacturing/services/trading or an activity allied to agriculture. Launch & Ministry: Launched 5 April 2016 by DFS, Ministry of Finance. Confused-pair caution: Targets a much smaller pool (SC/ST/Women promoters, Rs 10L-1Cr greenfield loans) than PM-SVANidhi, which gives small working-capital micro-loans (up to Rs 50,000) to existing street vendors regardless of caste/gender.

Cue Words

Notes

Analyze key facts and concepts related to Loan Mandate.

Loan Amount: between Rs 10 Lakh and Rs 1 Crore.
Requirement: at least "One SC or ST" borrower and "One Woman" borrower per bank branch.
Eligibility: Applicant must be above 18 years, and the enterprise must be a "Greenfield" project — i.e., the borrower's first venture in manufacturing/services/trading or an activity allied to agriculture.
Launch & Ministry: Launched 5 April 2016 by DFS, Ministry of Finance.
Confused-pair caution: Targets a much smaller pool (SC/ST/Women promoters, Rs 10L-1Cr greenfield loans) than PM-SVANidhi, which gives small working-capital micro-loans (up to Rs 50,000) to existing street vendors regardless of caste/gender.

Sectoral Scope

Cue Words	Notes
Analyze key facts and concepts related to Sectoral Scope.	Manufacturing, Services, or the Trading sector. SIDBI: provides support and mentoring through the "Stand Up Mitra" portal.

Conclusion

Cue Words	Notes
Analyze key facts and concepts related to Conclusion.	Success lies in moving from "Credit gap" to "Enterprise-Saturated & Parity-Verified Economic Saturation."